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Finance troubleshooting (integrated)

Money flows: McDonald's income → MyState offset (primary savings) → Vanguard (long-term) → bills/subscriptions. This page ties FIN-* and SUB-* to the real Finance docs.

Money map

flowchart LR
  PAY[McDonald's pay]
  MAC[Macquarie day-to-day optional]
  MYSTATE[MyState mortgage + offset ~31k]
  VAN[Vanguard investments]
  BILLS[Subscriptions bills]

  PAY --> MAC
  PAY --> MYSTATE
  MYSTATE -->|surplus| VAN
  MAC --> BILLS

Strategy doc: Finance index · offset · Vanguard · monthly checklist

Survivor guides: money overview · will rules — money does not go to family per will; children at 20 or charity.

Symptom → action

Situation FAQ Guide / doc
"Where is our money?" FIN-001 area money overview
Can't log into MyState FIN-* login-mystate
What is offset / why use it FIN-* understand-offset · mystate-offset
Mortgage payment due FIN-* make-mortgage-payment
Vanguard contribution FIN-* login-vanguard · vanguard
Which bill paid how SUB-* Subscriptions
Account numbers SUB-* find-bank-details

Monthly rhythm (integrated)

From monthly checklist + monthly money routine:

When Task FAQ if stuck
After pay Check offset balance in MyState app FIN-*
Scheduled Vanguard buy per plan FIN-*
Monthly Greenfleet, Prime, phone, insurance SUB-*
Quarterly Sanity-check Macquarie float if any FIN-*

Subscription index

Bill Subscription page FAQ
Greenfleet greenfleet SUB-*
Amazon Prime amazon-prime SUB-*
Mobile mobile-plan SUB-*
Car insurance car-insurance SUB-*

Credentials: Vaultwarden only — VLT-*.

Handover / death

Question Answer Doc
Who gets cash? Children at 20 or charity — not family will · LIF-*
Who gets tech? Ryan who-gets-what
First money steps Don't move offset without reading Finance section contact-banks