Finance (simple) — money step by step
These guides explain Saxon's everyday money in plain language: mortgage, offset savings, investments, and recurring bills.
They are written for family or survivors with zero finance or tech background. Every task uses numbered steps.
No account numbers or passwords here
Dollar amounts in these pages are approximate or examples. Live balances and all login details are in banking apps and Vaultwarden.
Start here
| I need to… | Open this guide |
|---|---|
| Understand the big picture after Saxon has died | Money overview for survivors |
| Log into the home loan bank | Log into MyState |
| Pay or check the mortgage | Make a mortgage payment |
| Understand what "offset" means | Understand the offset |
| Log into investments | Log into Vanguard |
| Know what to do each month | Monthly money routine |
| Find BSB / account details | Find bank details in Vaultwarden |
Paying bills (subscriptions)
| Bill | Guide |
|---|---|
| Mobile phone | Pay phone bill |
| Car insurance | Pay car insurance |
| Amazon Prime | Pay Amazon Prime |
| Greenfleet (carbon offset) | Pay Greenfleet |
Carrier and insurer names are stored in Vaultwarden — guides say "check Vaultwarden" where Saxon had not fixed a public name in docs.
Where the money lives (short version)
| Place | What it is for |
|---|---|
| MyState | Home mortgage + offset account (~$31k — reduces interest) |
| Vanguard | Long-term investments |
| Macquarie | May still exist for day-to-day spending from older setup |
Full strategy (not simplified): Finance section.
Before any finance task
- Open Vaultwarden — you need login details.
- If SaxDocs itself is locked, log in to docs.saxobroko.com first.